We stayed in a holiday cottage here for a week recently. As you can see, even though it was April, it was still out of season. There's actually a sandy strip of beach under there somewhere.
This was the view out across Georgian Bay, which is part of Lake Huron. It wasn't quite like this all the time. On slightly milder days, there was less ice, but it came back later in the week when temperatures got back below freezing.
This is almost as far as you can go in this area before you hit an army training camp.